"Attention Homeowner: Save Tens of Thousands of Dollars on Your Mortgage - Without - Extra Payments or Refinancing."

It’s time that you know them too. It’s true - without making extra payments or refinancing – just by learning how to use your existing assets to your advantage – you can save tens of thousands of dollars on what pay for your home. You could possibly even save hundreds of thousands of dollars, and put that money into investments that build your wealth – not the banks.

Instead of Giving Your Banker Thousands That You Don't Have to Give Him, Why Not Instead Use the Money to . . .

“Lin and John provide a powerful, step-by-step system for saving anyone with a home mortgage tens to hundreds of thousands of dollars in interest without putting a cramp on their lifestyle. I have been a very active real estate investor for the past ten years, and the method they describe is unlike any other for creating equity in your home by applying simple, sound principles. I am strongly recommending this book to my friends and anyone who wants save serious money instead of giving it to their lender.” Scott Nachatilo, Investor, Author Weekend Warrior’s Guide to Real Estate

When My Home Burned Down,
It Was One of the Greatest Things that Ever Happened to Me . . .

One February morning, my wife and I watched our home and all our worldly possessions perish in a fire. We were fortunate to escape, unharmed, holding our daughters - the oldest a little over two, the youngest just four months old.

The house was a rental, but within two months, we went from homeless to home-owners. Not just homeowners, but owners in an exclusive community, and a home worth twice as much as a lender turned us down for less than one year earlier.

But Here’s What’s Really Amazing . . .

We bought our new home with no money down. And, we walked away from closing with a check for $7,297.43. It was a startling moment for us. The rules of the lending game have changed and anyone could take advantage of these changes to create a clear path to financial freedom - if they know what I was lucky enough to discover.

Now, you may be thinking that because of our hardship, somebody—or some government program—must have helped us out.

Nope.

And I wasn’t an expert on this subject then. Honestly, we were just lucky. But this ability to buy a home with no money from our own pockets – and walk away at closing with cash in hand - was an eye-opening discovery that gave me my first glimpse inside the lending game.

This Information is For Homeowners

This financial instrument we used to get into our first home, was designed for homeowners. And, frankly, I'd have no problem telling you what it is -

Many homeowners are already familiar with the product and they use it for things like home improvements, consolidating debt, sending the kids to summer camp – whatever.

Primarily it’s used as a debt instrument – a way to get cash to deal with life, that just puts homeowners into more debt.

And that's why I'm not going to reveal this loan instrument right here, right now. Because it isn't the "the instrument" that really matters - it's how to use it.

Although it’s nice to have money available to squeeze out of a jam, isn’t it sad that people don’t realize that they could use the same financial product to pay off their mortgage – fast - and to begin accumulating wealth, so they don’t have to borrow money to take care of life’s little surprises?

 

“In my 15 years in the Mortgage Business, I have never come across something so simple that allows everyday individuals to leverage their equity and pay off their homes. This book can save you money, and if compounded with other mortgage and investment strategies will jumpstart you on the road to financial freedom. I wholeheartedly recommend this book to all of my clients and friends.” Bill Gifford RM Group/Mortgage Planners

 

The Story of the Dumbfounded Bank Officer

I attended a lunch meeting where I met my co-author. I knew some of the other people, but I didn’t know Lin.

The ears of everyone at the table perked up when Lin started telling a story about something that happened at the bank.

To be honest, I wasn’t really paying attention until I heard Lin say she was going pay off her house in eight years. That’s eight on a 30-year mortgage.

You see, the first informational product I ever bought was a “mortgage reduction” system when I was 19-years old. I’d read many books on the subject over the years – even though I wasn’t a homeowner!

 

When I heard Lin make this outrageous claim, I had to listen . . .

Lin went in to sign up for a common financial product that banks love to push (because it makes them rich). The way most people use this financial product, they end up deeper in debt while the banks get richer.

What piqued the banker’s interest was Lin’s explanation of how she was using the product to cut the 28 years remaining on her dream home to 7 or 8. Lin said the banker was taking notes and when you learn our system, then you’ll understand why!

As Lin told it at lunch that day, “The bank officer crouched below the top of her carrel wall so no one could see her, leaned across the desk toward me and whispered, ‘THIS IS BRILLIANT!’”

Of course , I was skeptical. Who wouldn’t be?

I already knew all about paying a mortgage bi-weekly, and other accelerated payment plans that could knock years off a mortgage – but I’d never heard anything like this.

Now, bi-weekly payments and other accelerated payment methods work – and we’ll share those techniques with you; these are approaches that are totally do-it-yourself and you won’t have to spend a penny to have “an expert” set it up for you.

Easy stuff.

Anyway, what Lin was sharing was beyond anything I’d ever heard anyone talk about. She was saying, "Without paying extra."

What??

I can cut years off my mortgage, save thousands of dollars, build equity faster, and I can do all of this without making an extra payment or refinancing?

. . . and My Mortgage Broker Too!

This sounded like a great strategy, but my skepticism lingered (and I lost a few thousand dollars while dragging my feet). I just needed to understand the process better. Since Lin and I weren’t really friends at the time – and she’s the only person I knew with this information – I had to wait for those lunch meetings to learn more.

And every time Lin saw me, she asked, “Are you guys getting rich off your mortgage yet?”

No! It was driving me crazy.

I decided I had to know how to do this for myself – for my family. So I grabbed Lin and I just insisted we not talk about anything else until I understood this process fully. Even though she’d always said it was simple, I couldn’t believe it could be simple and easy as it really is.

 

“Lin and John have put together a solid blueprint for people to move from ordinary mortgage holders to home owners with Extraordinary Wealth Potential. This information is straightforward, down to earth truth. You can bet your bottom dollar I will be sharing it with everyone…I come in contact with nationwide. “ A. Troy Dooly, Chief Solutions Officer D.B.R. Marketing Group, Inc.

 

Even Knowing the Secret and Understanding How to Do It, I Still Wondered “Why isn’t everyone doing this?”

Finally, I went to my loan officer, a personal friend of mine and I explained this entire system Lin had set out for me.

He had never heard of it!

What I was explaining was completely news to him. I almost wondered whether I had gotten it right, because he’s been in the business a long time, with hundreds and hundreds of loans behind him.

When the light bulb went on for my friend, he slapped his desk with both hands and said, “This is brilliant!” He nearly burst out laughing. It was immediately so simple to him. (Good thing, because my palms were starting to sweat.)

What impressed me even more is that my buddy is also a successful real estate investor. He instantly saw this strategy as a way to pay off his mortgages quickly and build his own wealth faster with a product he sold every single day!

A Visit with My In-Laws, Not So Bad . . .

My wife’s parents came to town, accompanied by some old friends of theirs. Lou had retired after a career as a furniture salesman and his wife, Betty works in a library.

They own a home in Connecticut, a beach home in Rhode Island and they just bought a third home on the beach in Florida.

A high-powered couple with big-time careers? Not! So how does an "average" couple own three homes—two of them enviable beachfront properties?

They had done the some of the things Lin was talking about. And their wealth was growing exponentially.

We Couldn’t Not Create This Program for You

After my wife and I started following Lin’s advice, it seemed like new insights into the lending game were occurring daily. We took our unique situation and began to see ways that we could gain greater and greater leverage on our assets. Big chunks of money started falling off the mortgage debt we owed.

Because I’m an obsessive learner, I started reading books on real estate finance (those books are thick, dry and expensive!). I absorbed the information, played with dozens of mind-bending formulas and I was able to understand why this system worked so well.

Finally, I picked up the phone and called Lin –

“Lin – we need to create a program that tells people how to do this. How can we not help people when we know information like this?”

She just laughed and said, “I thought I’d get this call a few months ago.”

So, we got to work.

 

“It is SO much fun to read and so Irreverent, and because I know John I know it is sound advice….You guys are a hoot and are giving us the secrets we need to live the lives we love. Great Work!!!!! “ Kathleen M. Spike, MCC, CPCC Coaching Works, Inc., Portland OR

 

Letting the Cat Out of the Bag

Everyone we share this information with wants to know more. Even though it’s so very simple, people are hesitant because they feel they might make a mistake without it all written down exactly to follow.

I was – and like I told you before, the delay literally cost me thousands of dollars.

You need to get started on this immediately. And we want to make it easy for you to it.

We’ve crunched the numbers and created an entire program so that you can start doing this for your financial future – for the financial future of your family. Our business advisors suggested we sell this program for at least $297.

When you consider what this program can do for people financially, don’t you think we could easily sell this it to thousands of people for $297. We’re revealing inside secrets of the lending game that could save people thousands of dollars and secure the financial futures of generations. $297 is a very small price to pay for that.

However, Lin and I discussed how to price this program at length and we decided that $97 was plenty fair. We both felt that price would make us feel we were really giving you a gift – without diminishing the value of what we have to offer.

Because this is highly valuable information that could have a profound impact on your financancial future.

PLUS - We have some great bonuses
we'll be sending you over the next few weeks.

Bonus #1 - Think and Grow Rich

We don't just want to help you save - we want to help you grow rich!

Bonus #2 - Real Estate Secrets Exposed

This book sheds light on the often mysterious and sometimes daunting world of real estate. With proper guidance and education, real estate can be a fun and lucrative adventure for you. This book explains some often confusing aspects of buying and selling real estate. And it exposes some of the tricks of the trade that real estate agents don’t want you to know.

Bonus #3 - The Credit Repair Manual

We want you to take advantage of credit and utilize it to make you money. Whether you have damaged credit - or good credit - the higher your credit score, the better off you'll be.

Here is just SOME of the information you will find inside:

• What's a good credit score? And at what score should I start to be worried. (Page 4)

• Even if you pay all your bills on time, you may still have marks against your credit. See why here. (Pages 4-5)

• 3 top credit agencies and how to keep tabs on them. (Page 5)

• 4 ways the credit bureau's look at your lending history - and how important each view is. (Pages 6-7)

• 3 ways to boost your credit score (and it's not just paying your bills). (Pages 7-8)

• 10 steps to protecting your identity from thieves who may destroy your credit on their joyride across the country. (Page 9)

• 4 steps to take right away if you think you've been a victim of identity theft. It may not be too late. (Pages 11-12)

• 5 common credit mistakes you may commit if you don't know about them in advance. (Pages 12-14)

• How not having any debts may actually hurt your credit score. (Page 14)

• How to dispute bad marks on your credit report. (Page 15)

• After you contact the credit bureau about an error in your credit report, make sure you contact these people next. (Page 16)

• The truth about "free credit reports" online. (Page 17)

• 3 ways to start building up trust after a major credit disaster. (Pages 17-18)

• When to consider declaring bankruptcy. (Page 21)

• 5 organizations that can help you when you're in over your head. (Pages 22-23)

• When you should fear credit repair companies. (Pages 23)

• 6 common scams some credit repair companies try and pull. (Pages 24-25)

• How to use your bank as an ally in your fight against bad credit. (Page 25)

• 5 ways to curb your spending habit. (Page 27)

• How to automatically cut down on your spending without beating yourself up. (Page 28)

• 6 ideas for adding extra dollars to your monthly income. (Page 29)

• 4 steps to preparing ahead of time for financial emergencies. (Pages 29-30)

• The secret to changing the way you think about money. (Page 31)

• 7 most common reasons why credit scores are lowered. (Pages 31-32)

• 3 reasons why change in your life is not always a good thing. (Pages 32-33)

• How a simple phone call may help out your credit. (Pages 33-34)

• When a "late fee" is easily waived. (Page 34)

• The secret to setting short-term goals to repair your credit yourself. (Page 35)

• When seemingly small differences in credit scores can have a huge impact on the interest you pay. (Page 36)

• How to set your finances on autopilot. (Pages 36-37)

• When refinancing is the best option. (Page 37)

• What you should always know before talking to a lender. (Page 38)

• How to encourage a potential lender to look at you instead of your credit rating. (Page 38)

• How to make paying your bills easier on yourself. (Pages 39-40)

• How you can take advantage of being a student while trying to repair your credit. (Page 41)

• The secret to handling student loans (and when you may be able to award yourself a six month grace period on paying your bills). (Pages 42-43)

• When to take out a loan to repay your debts. (Page 44)

• Which "cash advance" agencies to stay away from (or you risk destroying your credit). (Page 45)

• 6 ways to handle the stress of being in debt. (Pages 46-48)

• And there's MUCH more - guaranteed!
  
  

Iron-Clad Guarantee If you use any technique described in this curriculum for one year, and do not save at least three times what you paid for this program, we will refund your full purchase price up to 18 months after purchase, plus the published rate of inflation for the time between your purchase and your claim for a refund. (You must substantiate your use of at least one technique for one year, but since we know you wouldn’t ever think of scamming us, and all of these techniques work in the United States and similarly structured countries and territories, we know we can cooperate on your refund if you are the one in 10 million wild-haired unusual cases in the world who does not save money.)

 

Let's briefly summarize what you get: