This case study comes from an enthusiatic gentleman in South Florida, Larry Mornia. I'm going to let him tell you most of his story in his own words. The picture is Larry with his brand new first grandson — a gift that appeared shortly after Larry's wife succumbed last summer to breast cancer ending what Larry called "7 long hard years of fighting."

Larry Morina kissing his first grandchild, Chase.
Larry says, "You can see he doesn't like my moustache."

Larry is a portfolio licensed property manager in the So. Florida area. Here's part of his story, in his own words.

I have been “dealing” with my personal finances now that my wife has passed away. (She was the finance department in our family lives).

I was staring at my mortgage bill one day seeing $800+ going to interest and only $145+ going to principle. I asked myself, “What the hell is wrong with this picture. It had to change, didn’t know how I was going to do it, but it had to change.

I was on an airplane back from Boston after a funeral service from my wife over a month ago. I met this retired “ex-banker” on the plane. He was a U1stFinancial agent living in the next town over from me. I got his card. I had him come over a week ago to pitch his MMA account proposal to me.

I was excited, but confused. “If something is too good to be true, it usually is” stuck in my mind. The $3500.00 investment was choking me. My CPA was also cautioning me on the 3500.00 investment. My CPA said Google U1stFinancial and see what you come up with. I saw a few people on the web with similar products, for allot less $$$ but….. The information I read from you along with the video that played about the MMA account PLUS your call back to me immediately after my e-mail to you sold me on your offer.

This is from a note I received from Larry a couple weeks later:

Oh, by the way Lin. The UFirst Financial agent who first contacted me called last week. I told him I was not going to do his program. I said I searched the internet and found the same program for a mere $100.00….he was pissed beyond belief. I can’t begin to tell you how upset he was….yes; it was his $1000.00 commission going down the tubes, right? Not to mention the 2500.00 to corporate.

I’m glad I Googled UFirst Financial and found your web site. It saved me mega dollars.

Now back to his story…

I’m still excited; I’m still not totally sure how to put it into place for me just yet, but I’m getting there. My accountant said this type of plan will not work for everyone, but with my financial condition, it will, sooooooooo.

I already secured a HELOC at a local bank for 50K…only asked for 20K, at no cost to me at all. I now have to learn how to make this Equity Sharing work for me.

My goal is to pay off my mortgage in the house I live in, build a house out on my property in Deming NM, and build something small on property I own in a boating area of the west coast of Florida, semi-retire in 10 years at 67 with a property management business of my own, and as many homes generating revenue for me……(that is after the FL RE market opens up a bit, great time to scoop up some deals though). I know I can do property management well into my 70’s…

I believe this program will jump start my future goals.

Thank you, Larry, for sharing your story, and for the darling picture of you and Chase. We wish you and your whole family the very best in achieving more of your goals and dreams. And if you are having any trouble understanding Equity Cycling, you can attend a free webinar by registering right here: http://info.equitycycling.com/registration.html